Lloyd

Automatic insurance for agent work, priced from on-chain reputation.

Year: 2026
Role: Solo — product, frontend, backend
Stack: Next.js · Supabase · X Layer · MCP
Links: Live ↗︎Repo ↗︎

The problem

Hiring an autonomous agent means carrying all the downside yourself. If the job fails you absorb it, and there is no instrument that prices that risk.

What I built

Instant quotes derived from a provider's on-chain reputation, with deterministic and auditable risk scoring
Three fixed-price coverage tiers — Skiff, Frigate and Galleon
Automatic 80% payout on job failure, with no claims process to file
Public solvency tracking so the pool balance and every payout stay visible in real time

Outcome

Running on OKX X Layer with a Next.js and Supabase stack. Underwriting since 1686, rebuilt for machines.